Loss of medical license disability insurance for pilots

Key features

Loss of medical license disability insurance coverage

When a pilot is grounded after a disability injury or illness and is unable to fly due to FAA restrictions, this protection can help replace a portion of their income.

Loss of medical license group short-term disability insurance We offer coverage for disabilities that are more common than you think—pregnancies, digestive disorders and FAA “watch and wait” periods.

Loss of medical license group long-term disability insurance We offers coverage for pilots who are grounded for an indefinite period and can provide income up to normal retirement age with flexible durations.

Enhance your plan with additional support

AeroMedical recertification services

We've partnered with Harvey Watt to offer AeroMedical recertification services that can help when a group disability insurance plan with loss of medical license protection is implemented. Services include:

Preventative FAA medical certification assistance Pilots can confidentially consult doctors who understand FAA requirements to avoid unnecessary grounding or certification delays. Time of claim Pilots receive full, confidential guidance throughout the claim process as treatment and conditions change.

FAA recertification advocacy and representation Pilots get confidential support from aviation medical experts, while Harvey Watt manages FAA submissions, approvals and appeals.

Group life and accidental death and dismemberment (AD&D)

Group life and AD&D insurance can provide pilots and their families with coverage to help secure their financial future. Symetra offers two types of coverage:

Basic group life and AD&D Basic group life allows you to provide coverage for pilots at a cost that is typically lower than individual coverage.

Supplemental group life and AD&D Supplemental group life gives pilots the option to purchase additional coverage based on their needs.

Symetra Support^SM services

Group life and AD&D insurance can provide pilots and their families with coverage to help secure their financial future. Symetra offers two types of coverage:

Employee assistance program (EAP) Provides up to five specialized support sessions per household per year3 for mental health counseling, legal support or financial information, in addition to unlimited phone support and digital resources.  Well-being coaching Available as of Jan. 1, 2026 One-on-one holistic support via telephone or video sessions for a wide range of issues that may affect an individual’s well-being and ability to reach personal goals and milestones of success.  Computerized cognitive behavioral therapy (CCBT) Available as of Jan. 1, 2026 A needs-based digital program that helps employees address behavioral health concerns such as: Reducing personal roadblocks Overcoming mental barriers Eliminating stress and anxiety Developing healthy habits

Travel assistance Provides pre-trip planning information and emergency assistance while traveling 100 miles or more from home.  Identity Theft Assistance Provides guidance and support in the event an identity is stolen—including help with card replacement, translation services, and notification of the incident to the three major credit bureaus.  Beneficiary assistance Connects empathetic beneficiary assistance consultants with insureds looking for support and guidance following the death of a loved one.  EstateGuidance Program A simple, secure and affordable online tool that allows insureds to decide what documents they need for estate planning and final arrangements.

Tools to support your client discussions

• Loss of medical license disability insurance overview brochure (PDF)

Group life and short- and long-term disability income policies, insured by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004, are not available in any U.S. territory. Base policy numbers are LGC 13000 08/06 and GDC-4000 12/05.

Coverage may be subject to exclusions, limitations, reductions and termination of the benefit provisions. For costs and complete details of the coverage, contact your Symetra representative.

Harvey Watt & Company is not affiliated with any of the subsidiaries under Symetra Financial Corporation.

Travel Assistance, Identity Theft Assistance and Beneficiary Assistance programs are provided by On Call International.

Employee Assistance program, Health Care Navigation and EstateGuidance® are provided by ComPsych. Symetra SupportSM may not be available in all states. On Call and ComPsych are not affiliated with Symetra Life Insurance Company or any of its subsidiaries. EstateGuidance® is a registered trademark of ComPsych Corporation.

Not available in all states.

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